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8. A client has executed a will leaving all of her estate assets to her spouse. Which of the following are some of the problems associated with this type of asset transfer? ,I. Over-utilization of the marital deduction. ,II. Over-utilization of the estate tax exclusion amount. ,III. Under-utilization of estate tax savings strategies. , A. I , B. II ,C. I and II ,D. III,

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