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8. Planners may be subject to a malpractice action regardless of the level of care exercised in dealings with clients. However, which of the following actions are justifiable precautions to be taken by the advisor in order to minimize the potential of a malpractice action? ,I. Ensure that the employees of the advisor are competent and well-trained in their designated areas. ,II. Ensure continuous communications with the client. ,III. Identify and address as quickly as possible potential problem areas. ,A. I, II and III ,B. I and II ,C. I and III ,D. I only,