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How does the element of time affect future and present value calculations?,(Points : 1), The element of time has no affect on future and present value calculations., The value of money increases over time in future value calculations; the value of money decreases over time in present value calculations., The value of money decreases over time in future value calculations; the value of money increases over time in present value calculations., The value of money increases over time in present value calculations; the value of money decreases over time in future value calculations.

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