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7. Joseph is 75 years old. He is very interested in making a charitable contribution of highly appreciated securities, but cannot afford to give up the income stream generated by these securities. Given Joseph’s age, he is most concerned about receiving a guaranteed amount of income; however, would also like to provide a benefit to his favorite charity. Which of the following vehicles can best accomplish Joseph’s planning objectives?,A. CLAT,B. CRAT,C. NIMCRUT,D. CRUT,